With just 4 Simple Steps, we take a Homebuyer through the entire mortgage process without any personally identifying information. Yes that is right, without a loan application, a credit report, or even a borrower’s name, the system accurately delivers Housing and Debt Ratios that are QM compliant. Furthermore, it provides county specific loan limits, provides lender rates, fees and credits, and allows the user to execute a variety of loan scenarios in seconds.
The system will also give specific loan conditions tailored to the borrower’s specific income, asset and liabilities. Again as a reminder all these functions are performed without any identity information taken from the borrower.